The Adapative Engagement Layer for Consumer Credit

Making collections personalised, flexible and intelligent

Inflexible payment methods and poor digital experiences are leading to missed repayments, increased arrears and bad customer outcomes.

Consumer credit systems are rigid and static, built for a 20 century world of predictable incomes.

haboo is here to change that.

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Whitepaper

Turning unpredictable incomes into predictable returns

In our latest whitepaper, we explore how lenders can modernise their operational infrastructure to capture the £2 billion un-captured demand of the UK's flexible workforce.

Built for growth

Not just for collections efficiency. Take a look at our platform:

For Your Customers
Repayment plans

Dynamically adapts repayment schedules to income flow

For Your Customers
Variable reccuring payments

Drives proactive digital engagment with consumers, preventing default

For You

Use open banking and engagement data to predict risk before default

For You
Embedded customer support

Powers improved lending decisioning, enabling access to underserved segments

Disclaimer - payment and digital wallet services are offered via third parties. haboo is not currently regulated to offer payment or account services.

By helping your customers, we help you too. That’s what we call a win-win.

Responsible growth in new segments

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Improve collections performance

with better cure rates, reduced bad debt provisions and less missed repayments

Champion consumer duty

by offering your customers a fairer,
more flexible solution

Lower operational costs

by reducing the burden created by missed payments

Gain richer insights into your customers and their needs

via dynamic reporting on customer behaviour and engagement metrics

As a responsible lender, we want our customers to build financial fitness while on their repayment journeys. With haboo, we can accelerate this commitment, while also improving our collection rates and reducing pressure on our operations teams.

Head of Commercial
Digital Lender