Making collections personalised, flexible and intelligent
Inflexible payment methods and poor digital experiences are leading to missed repayments, increased arrears and bad customer outcomes.
It’s time to re-invent the debt repayment experience, in a way that benefits lenders and borrowers simultaneously.


We work with and are trusted by leading companies who share our vision to help customers pay off their debts in a more flexible way.


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We’re re-inventing the
repayment experience.
Here’s how we help you to help your customers:

Personalised repayment plans
Allow your customers to pay whenever works best for them, based on their unique income and spending patterns.

Variable recurring payments
VRP removes the hassle of direct debits, giving customers the flexibility to adjust repayments – paying more in good months and easing off when times are tough.
“Save-as-you-repay” digital wallet
Help your customers build financial resilience, giving them a space to over-pay when they can.

Embedded customer support channels
We want to empower borrowers to find the support they need, before they really need it. With haboo, help will be provided at the touch of a button, whenever and wherever customers need it.

Data-driven, nudge technology
With tailored nudges that reward, remind and reassure your customers, customers can better keep on top of their repayments and be more engaged with their repayment journeys.

Vulnerability identification & arrears prevention
Tailored alerts and automated processes can trigger proactive support processes when customers miss a scheduled payment, attempt to reduce their repayments or seek help.
Disclaimer - payment and digital wallet services are offered via third parties. haboo is not currently regulated to offer payment or account services.
By helping your customers, we help you too. That’s what we call a win-win.
Improve collections performance
with better cure rates, reduced bad debt provisions and less missed repayments
Champion consumer duty
by offering your customers a fairer, more flexible solution
Lower operational costs
by reducing the burden created by missed payments
Gain richer insights into your customers and their needs
via dynamic reporting on customer behaviour and engagement metrics
Proactively service and support customers in need
reducing the impact and severity of vulnerability across your customer base